tag:blogger.com,1999:blog-70276388706880540802024-02-07T11:32:10.417-08:00echappees-livresGHOST WRITTERhttp://www.blogger.com/profile/02166280258134188347noreply@blogger.comBlogger10125tag:blogger.com,1999:blog-7027638870688054080.post-37472911703735441982018-09-04T01:58:00.001-07:002018-09-04T01:58:45.607-07:00cerita tentang kita<div class="separator" style="clear: both; text-align: center;">
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No car insurance resource would be complete without a comprehensive glossary of car insurance terms. We've compiled a list of terms and their definitions to better help you navigate the sometimes confusing world of insurance
Accident - This is an unexpected sudden event that causes property damage to an automobile or bodily injury to a person. The event may be an at-fault or not-at fault and it may be report or unreported. An accident involving two vehicles may be termed a collision.
Accident report form - This is the report filed by police, often called the police report, containing the important information regarding the vehicle collision. This report will include the names of all individuals involved, vehicles involved, property damaged and citations that were issued.
Adjuster - This is the person who will evaluate the actual loss reported on the policy after an accident or other incident. They will make the determination on how much will be paid on the auto insurance policy by the Insurer.
Agent - This is a licensed and trained individual who is authorized to sell and to service insurance policies for the auto insurance company.
At Fault - This is the amount that you, the policy holder, contributed or caused the auto collision. This determines which insurance agency pays which portion of the losses.
Auto Insurance Score - This is a score similar to credit score that evaluates the information in your consumer credit report. These scores are used when determining pricing for your auto insurance policy. Negative marks on your credit report can increase your auto insurance premiums. The use of this information to determine policy pricing does vary from state to state.
Automobile Insurance - This is a type of insurance policy that covers and protect against losses involving automobiles. Auto Insurance policies include a wide range of coverage's depending on the policy holders needs. Liability for property damage and bodily injury, uninsured motorist, medical payments, comprehensive, and collision are some of the common coverage's offered under an auto insurance policy.
Binder - This is a temporary short-term policy agreement put in place while a formal permanent policy is put into place or delivered.
Bodily Injury Liability - This is the section of an insurance policy that covers the cost to anyone you may injure. It can include lost wages and medical expenses.
Broker - This is a licensed individual who on your behalf sells and services various insurance policies.
Claim - This is a formal notice made to your insurance company that a loss has occurred which may be covered under the terms of the auto insurance policy.
Claims Adjuster - This person employed by the insurance agency will investigate and settle all claims and losses. A representative for the insurance agency to verify and ensure all parties involved with the loss, get compensated fairly and correctly.
Collision - The portion of the insurance policy that covers damage to your vehicle from hitting another object. Objects can include but are not limited to; another vehicle, a building, curbs, guard rail, tree, telephone pole or fence. A deductible will apply. Your insurance company will go after the other parties insurance policy for these cost should they be at fault.
Commission - This is the portion of the auto insurance policy that is paid to the insurance agent for selling and servicing the policy on behalf of the company.
Comprehensive - This is a portion of the insurance policy that covers loss caused by anything other than a collision or running into another object. A deductible will apply. This includes but is not limited to vandalism, storm damage, fire, theft, etc.
Covered loss - This is the damage to yourself, other people or property or your vehicle that is covered under the auto insurance policy.
Declarations Page - This is the part of the insurance policy that includes the entire legal name of your insurance company, your full legal name, complete car information including vehicle identification numbers or VIN, policy information, policy number, deductible amounts. This page is usually the front page of the insurance policy.
Deductible Amount - This is the portion of the auto insurance policy that is the amount the policy holder must pay up front before the Insurance Company contributes and is required to pay any benefits. This amount can be within a wide range in price and varies from approximately $100 - $1000. The larger amount you pay in a deductible the lower your normal monthly/yearly policy will cost. This is the portion of the auto insurance policy that would be applicable only to comprehensive or collision coverage.
Discount - This is a reduction in the overall cost of your insurance policy. Deductions can be given for a variety of different reasons including a good driving record, grades, age, marital status, specific features and safety equipment on the automobile.
Emergency Road Service - This is the part of an auto insurance policy that covers the cost of emergency services such as flat tires, keys locked in the car and towing services.
Endorsement - This is any written change that is made to the auto insurance policy that is adding or removing coverage on the policy.
Exclusion - This is the portion of the auto Insurance policy that includes any provision including people, places or things that are not covered under the insurance policy.
First Party - This is the policyholder, the insured in an insurance policy.
Gap Insurance - This is a type of auto insurance provided to people who lease or own a vehicle that is worth less than the amount of the loan. Gap auto Insurance will cover the amount between the actual cash value of the vehicle and the amount left on loan should the care be stolen or destroyed.
High-Risk Driver - If you have a variety of negative marks on your insurance record including driving under the Influences, several traffic violations, etc. you may be labeled as a risk to the insurance company. This will increase your insurance policy or may make you ineligible for coverage.
Insured - The policyholder (s) who are covered by the policy benefits in case of a loss or accident.
Insurer - Is the Auto Insurance company who promises to pay the policy holder in case of loss or accident.
Liability insurance - This part of an auto insurance policy which legally covers the damage and injuries you cause to other drivers and their vehicles when you are at fault in an accident. If you are sued and taken to court, liability coverage will apply to your legal costs that you incur. Most states will require drivers to carry some variation of liability coverage Insurance and this amount will vary state by state.
Limits - This is the portion of the auto insurance policy that explains and lists the monetary limits the insurance company will pay out. In the situation you reach these limits the policy holder will be responsible for all other expenses.
Medical Payments Coverage - This is the portion of an auto insurance policy that pays for medical expenses and lost wages to you and any passengers in your vehicle after an accident. It is also known as personal injury protection or PIP.
Motor Vehicle Report - The motor vehicle report or MVR is a record issued by the state in which the policy holder resides in that will list the licensing status, any traffic violations, various suspensions and./ or refractions on your record. This is one of the tools used in determining the premium prices offered by the insurance agency. This is also used to determine the probability of you having a claim during your policy period.
No-Fault Insurance - If you reside within a state with no-fault insurance laws and regulations, your auto insurance policy pays for your injuries no matter who caused the accident. No-fault insurance states include; Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania, Utah and Washington, DC..
Non-Renewal - This is the termination of an auto insurance policy on the given expiration date. All coverage will cease as of this date and insurer will be released of promised coverage.
Personal Property Liability - This is the portion of the auto insurance policy that covers any damage or loss you cause to another person's personal property.
Personal Injury Protection or PIP - This portion of an auto insurance policy pays for any lost wages or medical expenses to you and any passengers in your vehicle following an accident. PIP is also known as medical payments coverage.
Premium - This is the amount charged to you monthly, yearly or any other duration agreed upon by insurance company and policy holder and paid directly to the auto insurance company. A premium is based on the type and amount of coverage you choose for your vehicle(s) and yourself. Other factors that will affect your insurance premium prices include your age, marital status, you're driving and credit report, the type of car you drive and whether you live in an urban or rural area. Premiums vary by insurance company and the location you live.
Quotation - This is the amount or estimated amount the insurance will cost based on the information provided to the agent, broker or auto insurance company.
Rescission.- This is the cancellation of the insurance policy dated back to its effective date. This would result in the full premium that was charged being returned.
Rental Reimbursement - This is the portion of the auto insurance policy that covers the cost of an automobile rental of similar size should the covered vehicle be in repair from a reported incident.
Replacement Cost - This is the amount of money it would cost to replace a lost or damaged item at it is actually new replacement value. This monetary amount would be based on a new identical item in the current local market.
Salvage - This is the auto insurance policy holders property that is turned over tot eh insurance agency in a loss final settlement. Insurance companies will sell the salvage property in hopes to recoup some of its monetary loss due to the loss and settlement.
Second Party - this is the actual insurance company in the auto insurance policy.
Surcharge - This is the amount added to your auto insurance policy premium after a traffic violation or an accident in which you were found to be at fault.
Third Party - This is another person other than the policy holder and auto insurance company who has faced a loss and may be able to collect and be compensated on behalf of the policy holder's negligence.
Total Loss - This is complete destruction to the insured property of a policy holder. It has been determined that it would be a great sum of money to repair the item rather than replace the insured piece of property to its state prior to the loss.
Towing Coverage - This is the portion of the auto insurance policy that covers a specified amount for towing services and related labor costs.
Under insured Driver - This is the portion of an auto insurance policy which covers injuries to you caused by a driver without enough insurance to pay for the medical expenses you have incurred from the accident. This is portion of the policy can vary state by state as some states include damage to the car in this section.
Uninsured Driver or Motorist - This is the portion of the auto insurance policy which covers injuries to you caused by a driver who was without liability insurance at the time of the accident. Uninsured driver or motorist coverage comes in two different sections; uninsured motorist bodily injury and uninsured motorist property damage. Uninsured motorist bodily injury coverage covers the injuries to you or any passenger in your vehicle when there is an accident with an uninsured driver. Uninsured motorist property damage coverage covers the cost for the property damage to your vehicle when there is an accident with an identified uninsured driver. Uninsured driver or motorist coverage must be offered when you purchase the required liability coverage for your vehicle. You must sign a declination waiver if you decline Uninsured driver or motorist coverage. The majority of states require drivers to carry some form of uninsured motorist coverage. Some states include damages to your car in this coverage.
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<br />GHOST WRITTERhttp://www.blogger.com/profile/02166280258134188347noreply@blogger.com0tag:blogger.com,1999:blog-7027638870688054080.post-58193262897422693442018-08-30T16:22:00.001-07:002018-08-31T06:29:03.759-07:00Health Insurance Options For Small Business Owners<div style="border: 0px solid #000000; height: 120%; overflow: auto; padding: 5px; width: 120%;">
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As a businessman or would-be-entrepreneur, you face great challenges and take </span><span style="color: white;">ignificant financial risks. Your health and medical care, however, is one department where you wouldn't want to gamble. As a responsible manager, you should scope out the health rance options available for small business owners like you.
Recently, managed care providers have been accommodating "Groups of One," meaning you can buy a policy for yourself with premiums comparable to group insurance rates. The greatest plus of group health insurance policies is "guaranteed issue," meaning they can't exclude a person due to health problems.
You can also check if there are trade associations or chambers of commerce in yo area that may offer membership coupled with health insurance.
If you wish to, get a plan to include your employees. Being an attractive benefit for prospective employees, a group health insurance plan can get you the best workers. In addition there are special tax deductions for businesses that offer health insurance.
To purchase the insurance plan that suits you best, you need to familiarize yourself with the basic types of managed care providers in the market:
Health Maintenance Organizations
Health Maintenance Organizations (HMOs) give you a range of health services for a onthly fee. You pick your choice of a primary care physician from their list of affiliated doctors. With HMOs, you will not receive coverage if you go beyond their network, except for emergency cases. Most of the time, you become eligible for insurance benefits without a minimum payment (deductible), but you may be required a small copay per office visit and a steady monthly premium.
Preferred Provider Organization
The Preferred Provider Organization (PPO) is another type of care provider that extends health care through an approved group of providers, or through other providers outside the network. Usually, you have to pay a small copay and satisfy a deductible before benefits are paid. It's less expensive to visit one of the providers in the network. You may seek out-of-network health care services, but your share of the bill will be higher.
Point of Service Plans
Similar to HMOs, your primary physician attends to you and refers to other in-network doctors in Point of Service (POS) plans. You may choose to see an out-of-network doctor and the plan will pay a predetermined amount of the bill; you will shoulder the bigger amount. These plans usually cost more, but your choice of attending physician is not restricted.
Health Savings Accounts
Health Savings AccounAs) are not part of managed care. It is a relatively new way to pay for health services. Savings accounts have tax incentives and can be accessed whenever the need for health care funding arises. Any surplus in the account earns tax-free interest.
Bottom-line, your own business is your source of income. You are its most valuable player and asset. Take care of your health and ensure your business' smooth sail. Study your health insurance options and make the right
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GHOST WRITTERhttp://www.blogger.com/profile/02166280258134188347noreply@blogger.com0tag:blogger.com,1999:blog-7027638870688054080.post-67228554935510433752018-08-30T11:01:00.006-07:002018-08-30T11:25:50.484-07:00Cheap Business insurance<div style="border: 0 solid #fff; height: 120%; overflow: auto; padding: 5px; width: 120%;">
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Insurance doesn't only get companies covered. Small small business insurance is imperative to protecting the assets and obligations of your organization. When it has to do with small small business insurance, the least expensive policy is not necessarily the best option. More frequently than not, cheap small small business insurance isn't the very best alternative.
If you're buying insurance for the very first time, or searching for competitive quotes on a renewal policy, we'd like you to think about the subsequent issues to assist you with your choice. Pick the form of insurance that you want and learn more. A great deal of them may consider getting an inexpensive small business insurance which will manage all their coverage requirements. The way of trying to find an affordable small business insurance is apparently time-consuming. The cheap small small business insurance is likely not likely to supply the coverage you want.
You have to think about getting business insurance and clearly, there are thrifty ways of doing this. Instead, cheap small business insurance could end up costing you a good deal of money later on. Keep in mind that in the event that you need to have an affordable small business insurance, you simply wouldn't settle right away with that as a result of its price.
You wish to work with somebody who's experienced in business insurance and not someone who might only dabble in it. Try to remember that the secret to cheap small business insurance is having the proper coverage for the risk your company needs protection against, not what your insurance policy provider thinks is ideal for you. Purchasing cheap small business insurance may not offer you enough coverage for high-cost events, leaving business proprietors still on the hook for many the expenses. For example you might need dental insurance policy store coverage for your building. The particular independent contractors liability insurance policy coverage you need will be unique to your company.
Ask yourself should you need to conduct business with a person who isn't ethical with their business practices. After all, you're in business to earn money, not merely spend it! Just about all businesses will need to put money into liability insurance should they have to comfortably work in an environment that's governed by the customer's authorities and concerns. In that situation, the company will cease to operate. The business of purchasing domains is surely a hard job, but it's very lucrative when you have a well desired domain name.
As a sole proprietor, you'll first have to register as a company, and register your organization name to get a Business Number. There might be occasions when a business is sued. It may also be sued if the plaintiff believes that the business it is suing did not perform the duties it was expected to perform. As the expenses of selecting an employee improve, businesses are looking more into independent contractors as a means to construct staff. Running your own company might appear daunting, so here are a few tips from an individual that's recently been through it. If you're tempted into starting up your own company, be sure to locate the suitable small business insurance for your premises.
If a company is really doing well especially in serving their clients, folks will begin talking about them. Insuring your company is very important especially if you're a small company just starting out. A business has a lot of unique reasons that it might experience a loss. Even if your company is the magnitude of a fortune 500 company or only a small organization, coverage is essential. On the flip side, some businesses may want the social proof as a means to stick out from the rest. Frankly, it's very good organization. Too many businesses think that if we're doing a nice job, our customers will refer us to their buddies and family members.
Companies might wish to work specifically with you for an undertaking and may not enjoy the thought of somebody else turning up to deliver the services required. In case a company has gotten so large that the owners will need to alter the insurance policy policy, they can discover affordable small business insurance by performing a search online for quotes from several insurance businesses. It cannot even make a schedule for an independent contractor. An insurance business is only like its dedication to its clients, and a business opting to go the inexpensive route may end up with bad service. It's nearly impossible that insurance businesses can't be found in the web. Medical insurance businesses are known in the business as payers due to the fact that they pay for things. A successful medical insurance company covers a whole lot of healthy people and few unhealthy men and women.
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GHOST WRITTERhttp://www.blogger.com/profile/02166280258134188347noreply@blogger.com0tag:blogger.com,1999:blog-7027638870688054080.post-61163915560609534122018-08-21T17:26:00.000-07:002018-08-25T00:39:06.177-07:00Vidio Penganiayaan IPDN ... Institute Pengangguran Dalam Negeri ... Hahahahahhaha<iframe allow="encrypted-media" allowfullscreen="true" allowtransparency="true" frameborder="0" height="281" scrolling="no" src="https://www.facebook.com/plugins/video.php?href=https%3A%2F%2Fwww.facebook.com%2Fsheila.gank.12%2Fvideos%2F1811073088922963%2F&width=500&show_text=false&height=281&appId" style="border: none; overflow: hidden;" width="500"></iframe><br />
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INTRODUCTION
This project has been an eye opener for me. It is extremely relevant to the modern times and as the future of India we should understand that it is the common mass that runs the country. Consumer protection rights are an important issue in modern days. The law can be effectively used to stop any abuse of the common people especially illiterate masses who do not understand the rules and regulations which is to be followed while buying particular item. It is law, the controller of the entire society which can stop this abuse from taking place. It can place effective standards guiding a product's genuinity and the proper verification of its price. No extra taxes should be issued according to the seller's wish. I have proceeded by referring to the books written by Avtar Singh, Venkat Rao and others. It has been a wonderful and educational delight in going about this topic and making a project which is of greatest importance in the present day scenario.
DEFINITION OF CONSUMER
The words "consumer", "consumed", "consumption" is all cognate, and when one is defined, the contents of the definition go into all of them wherever they occur in the same act.
Section 2 of the act wherein 'consumer' is defined. According to him, the definition of the consumer will not take a client who engaged the advocate for professional services.
Consumer means any person who-
- Buys any goods for a consideration which has been paid or promised or partly paid and partly promised or under any system or deferred payment and includes any user of such goods other than the person who buys such goods for consideration paid or promised or partly promised or under any system of deferred payment when such use is made with the approval of the person, but does not include a person who obtains such goods for resale or for any commercial purpose
- Hires or avails of any services for a consideration which has been paid or promised or partly paid or partly promised or under any system of deferred payment and includes any beneficiary of such services other than the person who hires or avails of the services for the consideration paid or promised or partly paid or partly promised or under any system of deferred payment when such services are availed of with the approval of the first mentioned person but does not include a person who avails of such services for any commercial support
In Black's Law Dictionary it is to mean:
One who consumes. Individuals who purchase, use, maintain or dispose of products and services. A member of that broad class of people who are influenced by pricing policies, financing practices, quality of goods and services, credit reporting debt collection and other trade practices for which the state and federal consumer laws are enacted.
OBJECTVES OF THE ACT
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The act is dedicated, as its preamble shows, to provide for better protection of rights of consumers and for that purpose to make provisions for the establishment of consumer councils and other authorities for settlement of consumer disputes and for other connected matters. In the statement of objects, reasons it is said that and the act seeks to provide speedy and simple redressal to consumer disputes. Quasi judicial body machinery has been set up at the district, state and central levels. These quasi judicial bodies have to observe the principle of natural justice and have been empowered to give relief to a specific nature and to award, wherever appropriate, compensation to consumers. Penalties for non compliance of orders given by quasi judicial bodies have also been provided.
The object and purpose of rendering the act is to render simple, inexpensive and speedy remedy to consumers with complaints against defective goods and deficient services and for that quasi judicial machinery has been sought to be set up at the district, state and national levels. These quasi judicial bodies are required to apply the principle of natural justice and have been empowered to give relief of specific nature and appoint wherever necessary, compensation to consumers.
INSURANCE
An operational definition of insurance is that it is
- the benefit provided by a particular kind of indemnity contract, called an insurance policy;
- that is issued by one of several kinds of legal entities (stock company, mutual company, reciprocal, or Lloyd's syndicate, for example), any of which may be called an insurer;
- in which the insurer promises to pay on behalf of or to indemnify another party, called a policyholder or insured;
- That protects the insured against loss caused by those perils subject to the indemnity in exchange for consideration known as an insurance premium.
The influence of insurance on the law of torts has been significant, both on theoretical level and on practice. Insurance has undermined one of the two main functions of awarding of damages, and it has in cast doubt on the value judgements made by the courts in determining which particular test of liability is appropriate in the given circumstances.
Regardless of whether in the particular circumstances the appropriate principle of liability is intention is malice, fault or strict liability, the purpose of common law damages remains the same. The primary purpose of an award of damages is to compensate the victim for his loss, with view to restoring him as near as possible to the position he would have been in but for the tort of the wrongdoer. But damages have another: by making the wrongdoer responsible for meeting an award of damages, the courts are trying to deter others from committing similar tortuous wrongs.
Insurance vitiates the secondary purpose of damages, at the same time incidentally ensuring that the primary purpose is more often achieved.
It can scarcely be realistically asserted that insured defendants are deterred by the prospect of losing no-claims bonus or by increasing of premium on renewal of their policies. Once it is conceded that insurance renders compensation for the sole purpose of damages but then the tort action itself becomes vulnerable to attack, for there are many ways-some perhaps fairer and administratively cheaper than tort- of compensating a victim for a loss he has suffered.
Prima facie, where a person suffers loss of recognized kind as the result of another's act, then the latter should have to make good that loss. But for valid reasons, the courts have held that, in certain circumstances, the actor will have to compensate his victim only if he is at fault. The victim's right to compensation is, therefore curtailed in an attempt to be fair to both the parties. The courts have made a policy decision that, in the circumstances, it is right to reward a defendant who has been careful by protecting him from liability for the consequences of his actions and that, as a corollary the plaintiff must forego his compensation. The policy decision is made on the supposition that the wrongdoer would himself have to pay for the damages but for this protection; it by no means follows that the same decision would be made if there were no risk of the wrongdoer having to provide the compensation.
It is difficult to judge the victim's right to compensation should be curtailed when that curtailment is not justified by a corresponding benefit to the wrongdoer. The requirement of fault ceases to play its role as the leveler between the victim's legitimate expectations and the wrongdoer's legitimate expectations, and becomes simply a hurdle to the victim's progress to compensation. If it is accepted that no one can insure against liability for harm caused by intentionally to another , then similar arguments can be made by the inappropriateness of the victim's having, in certain circumstances to prove an intention to do him wrong or harm, when it is irrelevant to the wrongdoer whether he had such an intention or not.
Again the victim's right to compensation is being curtailed without any corresponding benefit to the wrongdoer.
However, insurance has influenced the law of tort on a much more practical level as well. While the fact of insurance is not of itself a reason for imposing liability , there can be no doubt that it does add "a little extra tensile strength" to the chain which a wrongdoer to his responsibilities.
As well it has given new horizon to damages ; it is true that traditionally it was considered to inform the court that a defendant was insured , but "those days are long past" and now it is frequently openly recognized that the defendant would be insured.
The policy of insurance constitutes a contract of insurance between Life Insurance Corporation or a subsidiary of General Insurance Company of India, as the case may be, such services such has been undertaken to render under the contract of insurance. However as a rule, occasion to render services arise only when insured surrenders his policy, or the policy matures for payment or the insured dies or any other contingency which gives rise to render service occurs.
Breach of contract of insurance may give rise to a cause of action to file a civil suit, but such breach of contract may itself constitute deficiency in service, so as to give a cause of action to file a complaint under the consumer protection act for one such more relieves awardable hereunder.
Section 13(4) of the act vests in a redressal agency powers of the Civil Court, while trying a suit in respect of such matters as examination of witnesses on oath and production of documents. Declining to exercise jurisdiction in a case before it only because it involves examination and cross examination of facts, witnesses and production and consideration of documents would amount to abdication of its jurisdiction.
Such discretion can be exercised only when the gives rise to several issues and necessities taking of voluminous oral and documentary evidence, or otherwise involve complex questions of fact and law which cannot be decided in time bound proceedings under the consumer protection act.
MOTOR VEHICLE INSURANCE
Where the sale of a vehicle is complete, the title therein passes to the purchaser notwithstanding that his name has not been recorded in the R.C.Book. Such owner is entitled to get his vehicle insured and also to maintain a claim on the basis of such insurance. The earlier owner, who has lost insurable insurance on the sold vehicle, cannot advance a claim on the basis of policy of the said vehicle, earlier taken by him, on the ground that he is still the recorded owner of the said vehicle.
Section 157 of the motor vehicles act is only in respect of third party risks and provides that the certificate of insurance described therein shall be deemed to have been transferred in favour of the person to whom the motor vehicle is being transferred. It does not apply to other risks, if any, covered by the policy. If the transferee wants to avail the benefits of other risks covered by it, he has to enter into an agreement thereof with the investor.
FRAUD BY INSURER
If it is established that the discharge voucher was obtained by fraud, misrepresentation, undue influence or coercive bargaining or compelled by circumstances, the authority of the consumer forum may be justified in granting relief. Mere execution of the discharge voucher would not deprive the consumer of his claim in deficiency of service.
</span></div>GHOST WRITTERhttp://www.blogger.com/profile/02166280258134188347noreply@blogger.com0tag:blogger.com,1999:blog-7027638870688054080.post-23520905668753113292018-08-21T04:58:00.003-07:002018-08-25T08:11:36.647-07:00LUCU Haiyoo, Roti Canai Terbang Menuju Kepala Mak Mak <iframe allow="encrypted-media" allowfullscreen="true" allowtransparency="true" frameborder="0" height="275" scrolling="no" src="https://www.facebook.com/plugins/video.php?href=https%3A%2F%2Fwww.facebook.com%2FCeritaTerkiniOFFICIAL%2Fvideos%2F277109523019367%2F&width=500&show_text=false&height=275&appId" style="border: none; overflow: hidden;" width="500"></iframe><br />
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If you're reading this, odds are it's not the first thing you've read about Forex Megadroid. You're probably wondering right now: "just what is it that makes this software so special? A Forex robot is a Forex robot, right?" Wrong. The Forex market is a chaotic financial environment, and successful Forex robots are able to navigate this chaos and make money through currency exchange. More successful Forex robots can not only do this, but do it consistently, and regardless of market conditions. It's an unfortunate fact that many Forex robots are rendered obsolete shortly after their introduction: the Forex market is in constant flux, and software designed with certain assumptions in mind will become unprofitable and irrelevant when (not if) those assumptions no longer hold. Forex Megadroid stands to break this cycle.
Forex Megadroid comes equipped with its own unique system for market analysis: Reverse Correlated Time and Price Analysis. This unwieldy title packages nicely as the acronym RCTPA, and it represents the end product of eight years of development: with RCTPA, Forex Megadroid can predict the future. It's not as ridiculous as it sounds. Are you out of groceries? Then I can predict you'll be going to the store later. Did you rent a movie last week? You'll probably be returning it soon. See? As long as you know what's happened and what's happening, figuring out what will happen is simple. It's how Forex traders usually operate, trying to guess at the future by analyzing past market conditions, except RCTPA does it on a scale only possible with advanced computer software: through its analysis, it can paint a picture of market conditions 2-4 hours in advance with 95.82% accuracy. Couple this with the ability to act on this information and you have an automated system that traders of all skill levels can profit with.
Another incredible feature of this software is its stealth mode. Forex brokers don't like the idea of people profiting from Forex trading using Forex robots, and if they figure out that an account is using a Forex robot, the repercussions can be dire: they may "even the playing field" by ruining the Forex robot's ability to make money, or even close the account entirely. Many robots are little more than sitting ducks in this regard, practically waving for the brokers to close in for the kill, but not Forex Megadroid. Using stealth mode renders Forex Megadroid virtually invisible to brokers, eliminating the tells that allow them to distinguish human traders from Forex robots.
Forex Megadroid's RCTPA technology, stealth mode and automation make it an ideal choice for any trader. Beginners can learn the ropes of Forex trading while the software itself makes money for them, while professionals can turn off the automation entirely and take advantage of RCTPA for more informed trading decisions. Forex Megadroid is truly a new high-water mark among Forex trading systems.
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GHOST WRITTERhttp://www.blogger.com/profile/02166280258134188347noreply@blogger.com0tag:blogger.com,1999:blog-7027638870688054080.post-42526760865214169722018-08-19T20:15:00.002-07:002018-08-19T20:15:59.967-07:00Hamil, 4 Seleb Tanah Air Ngidam Tas Branded hingga Mobil Mewah<div class="separator" style="clear: both; text-align: center;">
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<br />GHOST WRITTERhttp://www.blogger.com/profile/02166280258134188347noreply@blogger.com0tag:blogger.com,1999:blog-7027638870688054080.post-2919320876620371842018-08-19T19:45:00.000-07:002018-08-19T19:45:57.027-07:0010 Potret Wishnutama, Juru Kunci Suksesnya Pembukaan Asian Games 2018<div class="separator" style="clear: both; text-align: center;">
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GHOST WRITTERhttp://www.blogger.com/profile/02166280258134188347noreply@blogger.com0tag:blogger.com,1999:blog-7027638870688054080.post-1803844203893468442018-08-19T15:45:00.003-07:002018-08-25T08:12:18.665-07:00Al Fitra dan Al Fatri Modeong Siswa SDN I Idumun, Yg Viral Karna Berusaha Mengahafal Pancasila Sampe Bisa, Sebagai Hukuman Terlambat Masuk Sekolah!! So Maso Tv Kasiank drg 2!! Hehehe<iframe allow="encrypted-media" allowfullscreen="true" allowtransparency="true" frameborder="0" height="667" scrolling="no" src="https://www.facebook.com/plugins/video.php?href=https%3A%2F%2Fwww.facebook.com%2Frrrabbani%2Fvideos%2F2105754316104202%2F&width=500&show_text=false&height=667&appId" style="border: none; overflow: hidden;" width="500"></iframe><br />
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Automated forex trading software is basically a PC program capable of researching forex price charts and forex market activity. The software is programmed to identify trading signals and monetary stories that may impact foreign exchange trading. The final objective of an automatic system is to identify and trade in profitable currency pairs. FOREX ( also known as Forex ) for short deals with trading in foreign currencies. The money of different states is your product, and you purchase and sell them with the plan of earning a return. To try this, you must know when to buy low, and when to sell. Read on for more details about how to make money via forex and the use of the best forex robots and software online.
Users can outline their own criteria in these trading systems. Before entering into a transaction the system will mechanically check if the predetermined parameters have been met. If the factors are met it will enter the exchange to buy or sell in an appropriate way. There is no need for you to devote time personally to investigate the market before forex trading. Get more info about how to make money via forex and the use of the best forex robots and software online. Mechanical systems enable fx trading round the clock. Also see our website for more info about how to make money via forex and the use of the best forex robots and software online. There's no need for you to sit glued to your PC all day 24x7.
There are tremendous opportunities to earn money in Forex, and if you want to give it a go, but do not have the essential experience to give you confidence, you can get a Forex trading software. Read on for more about how to make money via forex and the use of the best forex robots and software online. A software like this could do real time research for you. You do not want to be an expert, all you want to do is download the Forex software. It also includes online help files and a detailed Help library so you won't feel out of your element. It is a tough thing to find an automatic Forex software package that really delivers what it guarantees. As is usually in the world of promoting, each type available will promise the world but which ones are we able to believe actually stand by their claims? Get more info about how to make money via forex and the use of the best forex robots and software online. You need hard work and diligence to make it in the currency trading world ; it doesn't matter how much money you send on one of these programs. The reality is that the programs that you should buy can't make prophecies in the marketplace ; they can only analyze info already known. There is no quick fix, common knowledge which will open the gates of wealth, and to invest all your efforts in a PC software package would be dumb. For more info about how to make money via forex and the use of the best forex robots and software online, read on. The best recommendation that I can give you is to teach yourself in the Forex market, its ins and outs and its pitfalls. So, besides the particular performance results of the software you'll also get to understand if it is as user friendly to you as you could have thought. This is important since, just like working with a partner, working with a Forex trading software package can see you to successful times.
</span></div>GHOST WRITTERhttp://www.blogger.com/profile/02166280258134188347noreply@blogger.com0tag:blogger.com,1999:blog-7027638870688054080.post-81746912403684865932018-08-19T05:50:00.001-07:002018-08-25T08:12:51.021-07:00Menakjubkan Tari Ratoh Jaroe Yang Ditarikan 1500 Perani Dalam Opening Ceremony Asian Games <div class="separator" style="clear: both; text-align: center;">
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In the crowded field of Forex trading software, Forex Megadroid stands head and shoulders above most of its competition. The software has sold steadily well since its release, and no wonder: as of the end of August, the software has turned over 1,000% profit over the course of five months. Forex Megadroid's creators claim that the software can quadruple every dollar invested using it: with results like these, that claim has been shown to be grossly conservative.
If you're reading this, odds are it's not the first thing you've read about Forex Megadroid. You're probably wondering right now: "just what is it that makes this software so special? A Forex robot is a Forex robot, right?" Wrong. The Forex market is a chaotic financial environment, and successful Forex robots are able to navigate this chaos and make money through currency exchange. More successful Forex robots can not only do this, but do it consistently, and regardless of market conditions. It's an unfortunate fact that many Forex robots are rendered obsolete shortly after their introduction: the Forex market is in constant flux, and software designed with certain assumptions in mind will become unprofitable and irrelevant when (not if) those assumptions no longer hold. Forex Megadroid stands to break this cycle.
Forex Megadroid comes equipped with its own unique system for market analysis: Reverse Correlated Time and Price Analysis. This unwieldy title packages nicely as the acronym RCTPA, and it represents the end product of eight years of development: with RCTPA, Forex Megadroid can predict the future. It's not as ridiculous as it sounds. Are you out of groceries? Then I can predict you'll be going to the store later. Did you rent a movie last week? You'll probably be returning it soon. See? As long as you know what's happened and what's happening, figuring out what will happen is simple. It's how Forex traders usually operate, trying to guess at the future by analyzing past market conditions, except RCTPA does it on a scale only possible with advanced computer software: through its analysis, it can paint a picture of market conditions 2-4 hours in advance with 95.82% accuracy. Couple this with the ability to act on this information and you have an automated system that traders of all skill levels can profit with.
Another incredible feature of this software is its stealth mode. Forex brokers don't like the idea of people profiting from Forex trading using Forex robots, and if they figure out that an account is using a Forex robot, the repercussions can be dire: they may "even the playing field" by ruining the Forex robot's ability to make money, or even close the account entirely. Many robots are little more than sitting ducks in this regard, practically waving for the brokers to close in for the kill, but not Forex Megadroid. Using stealth mode renders Forex Megadroid virtually invisible to brokers, eliminating the tells that allow them to distinguish human traders from Forex robots.
Forex Megadroid's RCTPA technology, stealth mode and automation make it an ideal choice for any trader. Beginners can learn the ropes of Forex trading while the software itself makes money for them, while professionals can turn off the automation entirely and take advantage of RCTPA for more informed trading decisions. Forex Megadroid is truly a new high-water mark among Forex trading systems.
</span></div>GHOST WRITTERhttp://www.blogger.com/profile/02166280258134188347noreply@blogger.com0tag:blogger.com,1999:blog-7027638870688054080.post-67880635832753390922018-08-16T14:14:00.000-07:002018-08-25T08:13:22.892-07:00Lomba 17 Agustus Paling Lucu ini ni yang selalu di tunggu-tunggu klo 17an<div class="separator" style="clear: both; text-align: center;">
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You could be faced with financially ruins if you needed but didn't have disaster insurance.
Having Disaster Insurance Coverage to soften the effects of a loss is not only a smart decision but is also a requirement by lending institutions like Banks and Credit Union. Insurance providers form the backbone of modern civilization. You wouldn't be able to get a mortgage to buy a house or a car or in some cases a business loan without insurance.
Homeowner Insurance:
Your homeowners Insurance will cover a multitude of things that can happen to your home including fire, burglary etc. Both the structure and contents are covered. Since there are as many if not more losses for which you also will not have coverage it is important to take the time to read your policy and understand what is excluded.
Renters Insurance:
I am willing to bet you that if you ask the people you know who are renting if they have Renters Insurance, most of them will answer that they don't.
Renters insurance is probably the "best buy for the buck" as far as insurance is concerned. For an annual payment that's probably less than a weeks' salary most renters can buy renters Insurance and enjoy the peace of mind knowing that their furniture, clothes and other personal effects are covered.
Let me encourage you wholeheartedly to buy some renters insurance and if you are a homeowner renting out a part of your house you should encourage your tenant to buy renters insurance.
Find out from your attorney if you can insist on renters insurance as a condition of leasing or renting out your house or apartment. It's that important.
Flood Insurance for Homeowners:
Floods are caused from rising water and should not be confused with water damage caused by roof leaks or wind driven rain. Remember also that the President does not have to declare a disaster for you to claim payment from your flood policy.
Floods are not covered by your homeowners' policy and so if you want flood coverage you will have to purchase a flood insurance policy.
When you are shopping for a house it's a good idea to do some research on the area in which you plan to buy your house to see if it is in a flood zone.
Though you do not have to be in a flood zone to buy flood insurance, the cost will be much higher if you are in a floodplain otherwise called "Flood Hazard Area" (SFHA).
Your Insurance agent can check the flood map to see if your area is in a high risk, medium risk or low risk area.
The maximum amount of coverage that you can buy for your house of $250,000 and contents of $100,000. This will be different if it's a two family house. Will this be enough to rebuild your house if it got swept away in a flood? Take this in account as you shop for your dream home.
Flood Insurance for Renters:
Just as renters insurance will provide peace of mind for you and your family you should be aware that it does not cover floods and your landlords' flood policy will not cover your stuff either.
Take my advice and also purchase flood insurance, its inexpensive and will be one of your best buys. The maximum you will be able to purchase is $100,000 and will afford you peace of mind knowing that there will be financial help for you if you had a loss...
Hurricanes Disaster Insurance:
Most Insurance companies if not all will include a very large deductible into your homeowners' policy for hurricane damages. This is usually a percentage of the amount of your insurance coverage on your house and ranges from 3% to 7%.
Here is an example: Let's say your house is insured for $200,000. Your deductible is 5% ($10,000), Hurricane damages to your house is $50,000. You will only be paid $40,000.
Are you able to come up with a deductible of $10,000 to repair your house if it was damaged? What if the damages were less than your deductible? You would not be paid anything by your Insurance Company. Your disaster insurance emergency fund should be an amount at least equal to your deductible but certainly recommended to be more.
Earthquake Insurance:
Are you living in an area that's known to have earthquakes? If so then your disaster insurance plans should include Earthquake Insurance. Be aware that your Homeowners Policy will not cover you for an earthquake.
Many Insurance companies offer special "Earthquake Insurance" and though coverage is not mandatory unless required by your mortgage holder, the deductible can go as high as 15% and sometimes more. This is important to know when shopping for a house as you put your house maintenance budget together.
Tornado Insurance:
This is the most devastating of all natural disasters. Tornadoes can rip through a neighborhood like a shredder leaving nothing but unrecognizable rubble behind. Unfortunately there is no "Tornado Insurance" available. You will have to depend on your homeowners insurance to cover you.
I have spent some time on flood, hurricane and earthquake Insurance because they are the most common natural disasters. However this is by no means meant to ignore the other many natural disasters to which you might be exposed if you are living in such areas.
Speak to your Insurance company or agent about the extent to which you are covered and if there is a mandatory deductible that's being applied to a claim if there was damage to your house.
Having spent some time in as an insurance agent and also as a real estate agent I would caution my clients on the importance of adequate insurance. As a real estate agent I would remind them as much as I am reminding you that before you buy "Think about how easy or difficult it would be to sell your house if it's in an area known for a special kind of disaster."
Having the right equipment at hand also will go a long way in your preparations
</span></div>GHOST WRITTERhttp://www.blogger.com/profile/02166280258134188347noreply@blogger.com0